STAY PROTECTED GLOBALLY
Don't Let an Emergency Ruin Your Trip
Comprehensive International Travel Insurance starting at just ₹25/day. From cashless hospitalization to lost passport assistance, we've got you covered in 190+ countries.
Paperless Policy in 2 Minutes
24/7 Global Claims Support
IS TRAVEL INSURANCE MANDATORY?
Legal Requirement or Just a Good Idea?
While we recommend insurance for every trip, for many destinations, it is not optional. Without a valid travel insurance policy, your Visa application can be rejected instantly. It's the first document embassy officers check to ensure you won't be a financial burden on their healthcare system.
The No-Insurance, No-Entry List
If you're travelling abroad, carrying valid travel insurance isn't just recommended — in many cases, it's mandatory. Visa approvals, entry permissions, and even airport boarding can depend on it.
🇪🇺 Schengen Area (Europe)
Travel insurance is mandatory for all Schengen visa applicants.
You must have a policy with a minimum coverage of €30,000, valid across all 27 Schengen countries, including France, Germany, Italy, Spain, and others.
The policy must cover:
- Medical emergencies
- Hospitalization
- Emergency evacuation
- Repatriation of remains
Without valid insurance, your Schengen visa will not be approved.
🇺🇸 USA & 🇨🇦 Canada
While insurance may not be legally mandatory for every visa category, it is strongly essential.
Medical costs in the USA and Canada are among the highest in the world. A single emergency room visit can cost ₹5 lakhs or more, and hospitalization can run into lakhs per day.
Travel insurance here is not just a requirement — it's financial protection against unexpected medical emergencies.
🇦🇪 UAE & 🇹🇭 Thailand
For certain tourist visa categories, travel insurance is required. Some visas specifically mandate coverage for:
- Medical emergencies
- COVID-19 related expenses
- Hospitalization and treatment costs
Requirements can vary depending on visa type and current health regulations.
🇨🇺 Cuba, 🇹🇷 Turkey & 🇦🇶 Antarctica
Entry is strictly restricted without proof of valid travel insurance.
Immigration authorities may ask for:
- Insurance certificate
- Policy document
- Coverage details
Without it, you may be denied entry.
Important: Always Check the Latest Government Guidelines
Travel insurance requirements can change based on:
- Government policies
- Health regulations
- Visa rules
- Diplomatic updates
Before you travel, always check:
- The official embassy website
- The country's immigration portal
- Updated visa guidelines
Buying travel insurance is not just about compliance — it gives you peace of mind, financial security, and confidence to travel stress-free. Because when you're abroad, even a small medical emergency can become a big financial burden. The right travel insurance ensures you're protected, wherever you go.
Why You Need Travel Insurance?
Cashless Medical Treatment Worldwide
Medical emergencies abroad can cost lakhs in a single day. With travel insurance: Get access to top hospitals globally
- Enjoy cashless hospitalization in network facilities
- No upfront payments in most cases
- Coverage for hospitalization, surgeries, ambulance & emergency evacuation
- 24/7 international assistance support
You focus on recovery — we handle the bills.
Trip Cancellation & Interruption Coverage
Life is unpredictable. If a sudden illness, family emergency, visa rejection, or unavoidable situation forces you to cancel or cut short your trip:
- Reimbursement for non-refundable flight tickets
- Coverage for prepaid hotel bookings
- Protection against tour package losses
- Compensation for trip delays
Your travel investment stays protected.
Baggage & Passport Loss Protection
Lost luggage can ruin your first day abroad. We ensure you're not stranded.
- Compensation for delayed baggage
- Coverage for permanently lost checked-in luggage
- Reimbursement for emergency essentials (clothes, toiletries)
- Assistance & coverage for duplicate passport issuance
Travel stress-free — even if airlines make mistakes.
Personal Liability Coverage
Accidents can happen anywhere. If you unintentionally cause damage to a person or property while abroad:
- Legal defense costs covered
- Compensation claims paid
- Protection against unexpected lawsuits
This ensures you're financially safeguarded in unfamiliar legal systems.
Types of Travel Insurance
Single Trip Travel Insurance
- Covers individuals/families
- Ideal for vacations, business trips or short-term travel
- Includes medical expenses covers, baggage & personal effects covers, travel delay, cancellation & curtailment covers, etc.
Multi-Trip Travel Insurance
- Covers individuals
- Trip duration: Up to one year
- Ideal for business trips
- Includes coverage for medical emergencies, baggage loss/delays, trip cancellation, passport loss, and trip interruption, etc.
International Travel Insurance
- Covers individuals/families
- Ideal for vacations, business trips or short-term travel
- Includes medical expenses covers, baggage & personal effects covers, travel delay, cancellation & curtailment covers, etc.
What is Covered ?
Total Peace of Mind — From Take-off to Landing.
Our travel insurance plan is designed to protect you at every stage of your journey — from medical emergencies to unexpected disruptions.
Hospitalisation Expenses for Illness & Injury
A medical emergency abroad can be emotionally stressful and financially overwhelming. Healthcare costs in many countries can run into lakhs within a few days.
Our travel insurance covers
- Hospital room charges, ICU, and surgery costs
- Doctor consultations, diagnostic tests, and medicines
- Treatment for sudden illness or accidental injuries
- Emergency medical care during your trip
This ensures you receive quality treatment without worrying about draining your savings.
Lost, Delayed, or Damaged Baggage
Airline mishandling can disrupt your travel plans. If your baggage is:
- Lost – You receive compensation as per policy terms
- Delayed (more than 6 hours) – We reimburse expenses for essential purchases like clothing and toiletries
- Damaged in transit – Coverage for repair or replacement costs
So even if your luggage doesn't arrive on time, your trip doesn't stop.
Personal Liability Protection
Accidents can happen anywhere in the world. If you unintentionally cause:
- Bodily injury to another person
- Damage to someone's property
Our policy helps cover:
- Legal defense expenses
- Compensation claims
- Settlement costs as per policy limits
This protects you from unexpected legal and financial burdens in a foreign country.
Emergency Cash Assistance
Losing your wallet or cash while travelling can be extremely stressful.
If you face a financial emergency due to theft or loss:
- We assist in arranging emergency funds
- Support you in coordinating transfers
- Help you stay financially stable until you return home
You're never left stranded without support.
Travel Confidently. We've Got You Covered.
From medical emergencies to baggage issues and financial assistance, our travel insurance ensures your journey remains secure — no matter what challenges arise.
What is NOT Covered?
Honest Policies, Zero Surprises.
Events before the trip starts or after it ends
Fraudulent claims, false declarations, or willful damage by the insured
The insured travelling against medical advice, awaiting specific treatments, with terminal prognosis, seeking treatment, or involved in military/naval operations
Participation in hazardous/adventure sports (unless premium is paid for coverage)
Intentional self-injury, suicide, or intoxication
Involvement in murder, assault, or criminal acts
Professional/semi-professional sports without prior declaration
Overseas trips exceeding 90 days on an immigrant visa
Claims below the deductible or time excess in the policy schedule.
There are cover-specific exclusions apart from general exclusions which need to be referred to. The details are available in the product's policy wording.
Who Is This For?
Whether you are traveling for a dream vacation, higher studies, or business, we have a solution that fits your itinerary perfectly.
The Modern Family
Planning that dream Disney or Europe trip.
The Student
Heading to the US/UK/Canada for higher studies.
The Business Pro
Frequent flyers who value time and reliability.
The Adventure Seeker
Looking for coverage that goes beyond the ordinary.
Things to Consider Before Buying Online
3 Questions to Ask Before You Click "Buy."
Is the Claim Process Cashless?
Don't get stuck paying bills and waiting for a refund. Always choose a provider with a vast global hospital network.
What is the Claim Settlement Ratio (CSR)?
High CSR means the company actually pays out when you need it.
Is the Helpline 24/7?
Remember, when it's afternoon in NYC, it's midnight in India. You need a team that's awake when you're in trouble.
Did you know?
Under Indian Tax Laws, International Travel Insurance is exempt from 18% GST for Indian residents traveling abroad. The premium you see is exactly what you pay.
No hidden taxes, no extra costs!
How to Buy Travel Insurance Online
Your Policy in Your Inbox in 3 Minutes.
Step 1: Enter Details
Visit our portal and enter your destination, age, and trip dates.
Step 2: Compare Plans
View multiple plans side-by-side based on coverage and price.
Step 3: Quick KYC
Upload your PAN card/Passport details digitally.
Step 4: Pay & Receive
Pay via UPI, Credit Card, or Net Banking and receive your policy instantly on WhatsApp & Email.
What Our Customers Say
From students to CEOs, see why millions of people rely on FXpertise for their international currency needs.
“Using my Fxpertise Solution card while traveling abroad is so convenient! I felt secure knowing I could access my funds without worrying about rate fluctuations. The instant reload feature made it easy to add more currency whenever I needed it. Highly recommended!”
Kovid Hemant Patil
“Extremely impressed with the transparency of the rates. I managed to lock in a great rate for my Euro exchange before my trip to Paris. The delivery was prompt and the staff was professional. Best forex experience in Delhi by far!”
Ananya Sharma
“I was amazed by the rates offered by Fxpertise Solution! I did my research, and their rates were consistently better than others. I saved a significant amount on my currency exchange, making my trip even more enjoyable! I will definitely use Fxpertise Solution again.”
Shivam Malik
“The Fxpertise Solution App is a game changer. I could monitor live rates and order my forex with just a few taps. The customer support was very helpful when I had questions about the KYC process. Safe, reliable, and very convenient!”
Meera Reddy
“I ordered currency through the Fxpertise Solution App, and it was a fantastic experience! The app is super user-friendly, allowing me to check rates and place my order effortlessly. My currency notes arrived exactly as I requested. Highly recommended!”
Kartik
“Switching to Fxpertise Solution for my business travels was the best decision. The multi-currency card works flawlessly everywhere and the exchange rates are unbeatable. It has saved me so much time and money on every trip.”
Priya Iyer
FXpertise: The Only Travel Partner You'll Ever Need.
Send Money Abroad
Fast, Secure, & RBI-Compliant.
Whether it's university fees for your child or a gift for family abroad, send money to 170+ countries at the lowest transfer charges in the industry.
Currency Exchange (Cash & Coins)
Authentic Notes. Best Rates.
Prefer the feel of physical cash? Get doorstep delivery of genuine foreign currency notes in 40+ denominations. No more searching for shady booths at the airport.
International SIM Cards
Stay Connected from Minute One.
Avoid "Bill Shock" from international roaming. Get your US, UK, or Europe SIM card delivered to your home before you fly. High-speed data at local prices.
Corporate Solutions
Do hasslefree business.
Empower your team with global spending power while you maintain 100% visibility. FXpertise Corporate Solutions simplify business travel, reduce overheads, and ensure GST compliance—all from one dashboard.
Talk to an Insurance Expert
GET A FREE CONSULTATION
Whether it's about coverage details, claims, or finding the best plan for your journey, our team is ready to assist. Drop your details and we'll call you back within minutes.